The Better Business Bureau membership provides no guaranteed assurance or warranty of the character or competence of the member. BBB charges a fee for BBB Accreditation. You should make financial decisions on the basis of your own due diligence. Tracy Radmanovich does not offer investment advisory products and services. Tracy offers insurance products through the insurance business PTFT Group, LLC. John Radmanovich/PTFT Financial, LLC offers investment products and services through AE Wealth Management, LLC (AEWM), a registered investment adviser. AEWM does not offer insurance products. The insurance products offered by PTFT Group, LLC. are not subject to Investment Adviser Requirements.